Ryan Financial Lines, a managing general underwriter (MGU) within Ryan Specialty Underwriting Managers, has expanded its national Insurance Agents & Brokers (IAB) E&O Program to offer an admitted product available in all US states except Connecticut, New York, Alaska, and Hawaii.
Designed for retail agents, this expansion underscores Ryan Financial Lines’ commitment to delivering accessible, specialised coverage for agencies nationwide.
The program is tailored for Property & Casualty, Personal Lines, and Life & Health insurance agencies with annual revenues under $10 million, offering limits up to $5 million / $5 million. Claims are handled by a dedicated in-house risk management team.
Ryan Financial Lines serves as program manager, bringing deep underwriting expertise across key agency classes.
Key features include Defense Outside the Limits and First Dollar Defense for qualifying risks.
Coverage also includes a $100,000 first-party cyber sub-limit, with Privacy and Security Liability sub-limits up to $1 million / $1 million available to select insureds.
A dedicated risk management hotline is also included for ongoing support and guidance.
Jamie Bouloux, Chief Executive Officer of Ryan Financial Lines, said, “This expansion allows us to better serve the evolving needs of small and mid-sized insurance agencies nationwide.
“Our team is proud to deliver tailored solutions with the underwriting depth, claims expertise, and risk support that agents and brokers expect from RFL.”
